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E.A.S.E Assessment

EASE stands for Educate, Automate, Strategize and Empower. Each question in this assessment is designed to check your knowledge around money matters, your relationship with money, and your overall feelings about your financial situation. This assessment will help us at BTG to tailor the best coaching plan for you. Don't sweat it! Money can be a lot to handle, but this isn't your typical pass or fail quiz. Think of it more like telling us your story. 

 
The assessment should only take 15-30 minutes, so take your time and answer honestly. No need to overthink it!

Click the button below to start.

Start

Section 1 Financial Awareness

Alright, in this section, we're going to check out how much you know about personal finance. Don't worry, it's not a math test, I repeat this is not a math test. Just give honest answers and we'll take care of the rest.

Question 2 of 23

 How would you define compound interest?

A

Interest calculated only on the initial principal.

B

Interest calculated on both the initial principal and the accumulated interest

C

Interest calculated based on the borrower's credit score.

D

I have no idea what you are talking about

Question 3 of 23

What is amortization, and how does it work?

A

Amortization is the process of repaying a loan with fixed, periodic payments.

B

Amortization refers to increasing the interest rate on a loan over time.

C

Amortization is a type of insurance that protects the borrower in case of job loss.

D

I do not know.

Question 4 of 23

How confident are you in creating and sticking to a budget?

A

Very Confident

B

Somewhat Confident

C

What's a Budget?

D

Budgets were made for breaking!

Question 5 of 23

Can you explain the concept of diversification in investments?

A

Diversification is putting all your money into a single investment to maximize returns.

B

Diversification involves spreading investments across different assets to reduce risk.

C

Diversification is a strategy to time the market for optimal returns.

D

I do not know

Question 6 of 23

What is your approach to emergency savings?

A

I regularly contribute a fixed percentage of my income to a dedicated emergency fund.

B

I only save for emergencies when I anticipate financial difficulties.

C

I rely on credit cards or loans for unexpected expenses.

D

Savings? Ha! You only live once!

Question 7 of 23

 Do you know your current credit score?

A

Yes, but unsure of details

B

No

C

Yes, and understand its importance

D

Seen it once years ago

Section 2 Financial Health

Congrats, you made it to section 2! Woohoo! In this section, we're gonna dive a bit deeper. You might need to think about some numbers that you haven't thought of in a while, or numbers that keep you up at night. Whatever the case, don't worry, this section is a no-judgment zone. We're not here to shame or judge you for your financial past, good or bad.

Consider this the "safe space" of your assessment.

Question 9 of 23

How much of your income goes towards monthly living expenses?

A

More than 50%

B

30-50%

C

Less than 30%

D

I'm not sure exactly

Question 10 of 23

Do you have any outstanding debts?

A

Do you have any outstanding debts?

B

Yes, but they are manageable, and I have a repayment plan.

C

Yes, but i can't look at it without getting anxiety.

D

No, I am debt free

Question 11 of 23

How would you rate your overall financial stability?

A

Very Stable

B

Moderately Stable

C

Unstable

D

I do not know

Question 12 of 23

Have you started saving for retirement?

A

Yes, and I consistently contribute to a retirement account.

B

Yes, but I have not been consistent with contributions.

C

Yes, but I have no idea if it's enough.

D

No, I have not started saving for retirement.

Question 13 of 23

How many months' worth of living expenses do you have saved for emergencies?

A

None

B

1-3 months

C

3-6 months

D

More than 6 months

Confidence with Money

Now that's over, let's shift gears into the mind, specifically your mindset and relationships when it comes to money. This section lead with your heart and express how comfortable or uncomfortable you feel around money. 

Question 15 of 23

How comfortable are you discussing financial matters with family or friends?

A

Very Comfortable

B

Somewhat Comfortable

C

Uncomfortable

D

I avoid talking about money at all costs

Question 16 of 23

Have you ever negotiated a salary or asked for a raise? If so, what was the outcome and how did you feel during the conversation?

Question 17 of 23

How often do you review and update your financial goals?

A

Regularly, at least once a year.

B

Occasionally, as needed.

C

Rarely, only when major life changes occur.

D

Outside of this can't remember ever setting financial goals.

Question 18 of 23

Rate your confidence in making investment decisions.

A

Very Confident

B

Somewhat Confident

C

Not Confident

D

Never learned about investments

Question 19 of 23

Are you the primary decision-maker in your financial choices?

A

Yes

B

No

C

Most financial decisions I consider with family or friends.

Question 20 of 23

On a scale of 1-10, how would you rate your overall financial knowledge?

 
1 = I don't know what a checking account is.
 
10 = Most of my friends call me the money person in the group.

Question 21 of 23

How proactive are you in seeking financial advice or education?

A

Very Proactive, I actively seek out financial advice and education.

B

Somewhat Proactive, I occasionally seek financial advice and education.

C

Not Proactive, I rarely seek financial advice or education.

D

I've only received financial advice from people who offer it to me unsolicited.

Question 22 of 23

How do you feel about your current financial situation?

Question 23 of 23

Finish the following sentence: I will feel like my financial coaching was a success if...

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